We are experts in providing SBA financing for businesses. Traditional lenders cannot fill the needs of small businesses. SBA financing provides many advantages over conventional loans. We get things done, and use only lenders who get things done.
What is an SBA loan?
US Small Business Administration provides a loan guaranty to banks. This guaranty allows loans to be made that would otherwise not be made.
What can SBA loans be used for?
- Business startup
- Business purchase
- Business expansion
- Building purchase
- Refinance existing high rate, short term debt
- Special uses: hotels, gas stations, senior housing
What are the advantages of SBA loans?
- Longer term-up to 25 year full term for real estate
- Less equity required
- Less collateral required
What is the process?
We know how to analyze and interpret your financial information, tell your company’s story, and overcome any negatives. Your information is assembled in an effective and clear format. This process has proven effective in gaining the trust of lenders, and obtaining loan approvals. Do not let past problems, such as being turned down by another lender, having a loss in the past, or not having substantial equity or collateral, prevent you from trying to obtain the financing you need.
How do I get started?
Call Affinity Financial Services at 847.502.8072. You can start the process by asking yourself some questions:
- What is your wish list if you had all the money you needed?
- What do you need in your business that you do not have?
- How much money do you think you need?